LifestyleLiving on a cruise or paying the mortgage, which is cheaper?

Living on a cruise or paying the mortgage, which is cheaper?

Fresh breeze, smell of salt and stops in dream cities and sunny coasts. When you travel on a cruise you can imagine spending your whole life sailing the seas, but there are people who make that dream come true and decide to move to live on board one of these floating cities.

But it can not only be the dream of many travelers, but also of someone who wants to avoid paying a mortgage and live like a true nomad.

Reader’s Digest collects the interview he has had with CNN a retired couple who have moved their lives to a boat to forget about the ballast that can be pay the mortgate.

Angelyn and Richard Burk, who lived in Seattle until May 2021, have been on board a cruise ship for almost 2 years living in retirement – ​​although they are only 50 years old. According to the woman, who worked as an accountant, this way of life is cheaper than the mortgage on your house.

Having retired early makes this lifestyle easier, but teleworking has shown in recent years that it is becoming an option that more and more people could have access to.

I live on a cruise for 0 euros and I have a room with a panoramic balcony

The Burks often schedule back-to-back cruises, spending brief stints ashore visiting family and friends when a cruise’s departure date doesn’t match the previous cruise’s.

As he points out DR, most of the time they stay on board a cruise ship and take advantage of the loyalty programs of the shipping companies to obtain important discounts. In addition to these programs that reward frequent travelers, being expert cruisers has allowed them to learn the best tricks to control their expenses when traveling on a cruise.

As indicated by the marriage to CNN, the daily cost fits well into your retirement budget. The couple has reserved this year 86 days of cruise with an average cost of 89 dollars (84 euros) a day for the two, which includes room, food, entertainment, transportation, tips, port taxes and taxes.

In total, it costs the Burks $32,485 (30,720 euros) a year for transportation, lodging and food, less than the cost of a mortgage in many places, though not all.

Another option for lovers of life on board: take a mortgage on a cruise

if what you want is enjoy the sea even though it is not cheaper than paying the mortgageyou will be interested to know that a luxury cruise will allow you to live permanently on board, since Storylines is manufacturing a residential cruise that will travel the world non-stop starting in 2025.

Houses aboard the MV Narrative start at around €1 million for a 22-square-meter studio apartment with a pull-down bed.

If it’s too small for you, you can also choose to buy luxury apartments like the ones you would find in New York or a palatial 183-square-meter house, with 4 bedrooms and 2 floors, which will cost buyers €8 million.

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